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Fees & Insurance
Counseling Fees & Insurance Information in Sioux Falls
At The Becoming Agency, we are committed to providing accessible, high-quality counseling services in Sioux Falls and across South Dakota. Below you’ll find information about session rates, insurance coverage, and reduced-fee options.
Insurance-Based Sessions
For clients using in-network insurance:
- Intake Session (60 min)$250
- Regular Session (50–60 min)$230
• Your out-of-pocket cost depends on your specific insurance plan.
• Copays, deductibles, and coinsurance vary by policy.
• We recommend verifying your mental health benefits directly with your insurance provider.
Self-Pay (Private Pay)
For clients choosing not to use insurance:
- Intake Session (60 min)$175
- Regular Session (50–60 min)$150
• Greater privacy (no insurance reporting)
• Flexible treatment structure
• No diagnostic requirement for reimbursement
• Payment is due at time of service.
In-Network Insurance Plans
Licensed Counselors
- • Aetna
- • Assurant Health (Self-Funded)
- • Avera Health Plans
- • CHAMPVA HAC
- • Cigna
- • Freedom Life Insurance Company
- • Live Well EAP
- • Lyra
- • Managed Care Systems
- • Sanford Health Plan
- • Sanford Health Plans (Repriced Claims)
- • South Dakota Medicaid
- • TLC Advantage
- • TRICARE West Region
- • UnitedHealthcare
- • United Medical Resources (UMR)
Out-of-Network / Limited Participation:
- • Ace Medicare Supplement
- • Freedom Health
- • HealthPartners of Minnesota
- • SD Medicare Part B
- • The Benefit Group
- • United Health Care (some plans)
Insurance participation may vary by clinician. Please confirm coverage during scheduling.
Pre-Licensed Clinicians
Pre-licensed counselors provide counseling services under the supervision of fully licensed clinicians. They may offer more scheduling flexibility while maintaining high-quality clinical standards.
- • Wellmark Blue Cross Blue Shield of South Dakota
- • HealthPartners
- • Sanford Health
- • Avera Health Plans
- • Aetna
- • Cigna
- • UnitedHealthcare
Coverage may vary by provider and plan.
Sliding Fee Options
We understand that cost can be a barrier to receiving care. Sliding scale fees may be available based on income, financial hardship, and availability.
If cost is a concern, please inquire about sliding scale eligibility during intake. You may also visit our Free Clinic page for additional options.
Learn about our Free Clinic →Important Billing Information
- Payment is collected at time of service.
- We accept major credit cards and HSA/FSA cards.
- Missed appointment and late cancellation policies apply (24-hour notice required).
- If you are unsure about insurance benefits, our team can assist you in understanding your options.
Insurance & Payment FAQs
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